Understanding Funding

Your attorney's role in the funding process

Funding requires your attorney's cooperation, but their role is narrower than most people assume. Here is exactly what they do.

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People often think getting funding means their lawyer has to take on some risk or obligation. That is not how it works, and clearing this up tends to make both clients and attorneys more comfortable with the process.

Why the attorney has to be involved at all

A funder is making a decision based on the strength of your case. The person who knows that case is your attorney. So the funder needs to talk to them and review documents from their file, the police report, medical records, the demand if one exists. Without that, there is no responsible way to evaluate the request. This is why you cannot get funding without legal representation. We say this plainly on the how it works page.

What your attorney actually does

Three things, mostly. They provide the case documentation the funder needs to underwrite. They acknowledge the funding agreement, which means signing a form recognizing that a portion of the future settlement is committed. And at the end, when the case resolves, they handle the repayment out of the settlement proceeds as part of the normal disbursement they were already doing. That is the whole job, and across the life of a case it adds up to maybe half an hour of their time.

What your attorney does not do

They do not co-sign. They do not guarantee repayment. They do not become personally liable if the case loses. They are an administrative party acknowledging the arrangement, not a backer of it. If the case loses, the funder absorbs the loss, and your attorney owes nothing, same as you. This distinction matters because some attorneys are initially wary until they understand their exposure is essentially zero.

Most attorneys have done this before

Legal funding is common enough that most personal injury attorneys have had clients use it. Many have a view on which funders behave well. If your attorney has questions about how we operate, we are happy to talk to them directly. It does not matter whether your case is a rear-end collision, a T-bone, or a complex truck accident, the attorney's role is the same. The application process page lays out where their involvement fits in the timeline.

Wondering if your attorney will be on board?

Their role is small and carries no personal risk. Apply and we will coordinate with their office.