If your case has settled but you're waiting for the check, you don't have to wait weeks for the disbursement process. A settlement advance gets you funds in days, with lower fees than pre-settlement funding because the case outcome is already decided.
You'd think that the day a settlement is reached is the day you get paid. It isn't. Between settlement agreement and money in your bank account, there's typically a 2-to-8-week disbursement process: the defendant or insurer issues the check (often after waiting for executed releases), the check is sent to your attorney's trust account, the trust check clears, your attorney resolves liens and medical providers, and only then does the remainder reach you.
For clients who've been waiting months or years for resolution, this final wait is often the most frustrating part of the process. A settlement advance closes that gap.
Pre-settlement and lawsuit funding involve real case risk: if the case loses, the funder loses everything. That risk is priced into the fees. With a settlement advance, the case has already won. The only remaining risk is the disbursement process itself, which is highly predictable. Because the funder is taking on far less risk, the fees can be substantially lower.
This is the right product for clients in a specific situation: case settled, signed releases done, just waiting for the check. If you're earlier in the process, pre-settlement or lawsuit funding is what you need.
Settlement advances are typically the fastest funding product we offer. Once your attorney confirms the settlement amount, executed releases, and expected disbursement timeline, we can usually approve and fund within 1 to 2 business days. Funds are wired directly to you. When your settlement disburses normally, the agreed advance amount comes off the top and is sent to us; you receive the rest.
If your case has settled, we can typically fund within 1 to 2 business days.