Last updated: January 1, 2026
Welcome to Car Accident Legal Funding. These Terms and Conditions govern your use of our website at caraccidentlegalfunding.com and the services we provide. By accessing our website, submitting an application, or entering into a funding agreement with us, you agree to be bound by these terms. Please read them carefully before using our services.
If you do not agree with any part of these terms, please do not use our website or services. These terms form a legally binding agreement between you and Car Accident Legal Funding, so it is important that you understand them fully.
Car Accident Legal Funding provides non-recourse pre-settlement funding to individuals with pending car accident lawsuits. We offer financial advances against expected settlement proceeds, allowing accident victims to access funds while their case moves through the legal process. Our services are designed to help cover living expenses, medical bills, and other financial needs during a pending lawsuit.
Our funding is non-recourse, which means you only repay us if you win or settle your case. If your case results in no recovery, you owe us nothing. This structure protects you from financial risk while providing access to needed funds during a difficult time.
To qualify for our services, you must meet specific requirements that ensure both your protection and ours. By applying for funding, you confirm that you meet the following criteria:
We reserve the right to decline applications that do not meet our underwriting criteria. Approval is at our sole discretion based on case strength, expected settlement value, and other factors we consider relevant.
When you submit an application through our website, you authorize us to contact your attorney, review case documents, and evaluate your funding request. The application process typically involves several steps that ensure we can responsibly evaluate your case and provide appropriate funding.
You agree to provide accurate information about your accident, injuries, treatment, and legal representation. Submitting false or misleading information may result in immediate denial of your application, termination of any existing funding agreement, and potential legal action. We rely on the accuracy of your representations when making funding decisions.
After reviewing your application and consulting with your attorney, we will provide a funding decision. If approved, you will receive a written funding agreement detailing the advance amount, fees, and repayment terms. You should review this agreement carefully and consult with your attorney before signing.
If you accept our funding offer, you will sign a separate funding agreement that contains the specific terms of your advance. That agreement, together with these Terms and Conditions, governs our relationship. The funding agreement will specify the advance amount, applicable fees, repayment terms, and other case-specific details.
You acknowledge that legal funding is not a loan in the traditional sense. It is a non-recourse purchase of a portion of your future settlement proceeds. Because we assume the risk of your case, fees are typically higher than traditional loans. These fees compensate us for the risk we take and the time value of money advanced before settlement.
You agree to keep us informed of material developments in your case, including settlement offers, trial dates, and any change in legal representation. Your attorney will coordinate with us regarding case updates and final settlement disbursement.
When you use our services, you accept certain responsibilities that help ensure a smooth funding relationship. These obligations protect both parties and support the integrity of the legal funding process.
Failure to meet these responsibilities may constitute a breach of your funding agreement and could result in legal action to protect our interests.
Our website is provided for informational purposes and to facilitate funding applications. You agree to use the site only for lawful purposes and in ways that do not infringe on the rights of others or restrict their use of the site.
You may not use our website to transmit harmful code, attempt unauthorized access to our systems, scrape content for commercial purposes, impersonate another person, or engage in any activity that could damage our operations. Any such activity may result in termination of your access and potential legal consequences.
The content on our website, including text, graphics, logos, and images, is owned by Car Accident Legal Funding or our licensors and is protected by copyright and other intellectual property laws. You may view and print pages for personal, non-commercial use, but you may not reproduce, modify, distribute, or republish our content without written permission.
The information provided on our website and in communications with our team is for general informational purposes only. It does not constitute legal advice, financial advice, medical advice, or any other type of professional advice. You should not rely on information from our website to make important decisions about your case or finances.
For legal advice, you should consult with your attorney who knows the specifics of your case. For financial decisions, consider speaking with a qualified financial advisor. We are a funding company, not a law firm, and we cannot represent you in legal matters or provide guidance on case strategy.
We provide our website and services on an "as is" and "as available" basis without warranties of any kind, either express or implied. While we work hard to provide accurate information and reliable services, we cannot guarantee that our website will be uninterrupted, error-free, or completely secure.
We do not guarantee any specific outcome in your case or any particular settlement amount. Funding decisions are based on available information at the time of application and do not constitute predictions about case results. The legal system involves many variables that are outside our control.
To the fullest extent permitted by law, Car Accident Legal Funding shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our maximum liability for any claim related to our services is limited to the amount of fees you paid to us in the twelve months preceding the claim.
You agree to indemnify and hold harmless Car Accident Legal Funding, its officers, employees, agents, and affiliates from any claims, damages, losses, or expenses arising from your breach of these terms, your misuse of our website, or your violation of any law or third-party rights. This obligation survives termination of your relationship with us.
Your use of our website and services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to the data practices described in our Privacy Policy.
We use industry-standard security measures to protect your information, but no system is completely secure. You understand and accept the inherent risks of transmitting information over the internet and storing data electronically.
By providing your contact information, you consent to receive communications from us related to your application, funding agreement, and our services. These may include emails, text messages, and phone calls regarding your case status, payment information, and similar topics.
You may receive marketing communications from us as well, but you can opt out of marketing messages at any time by following unsubscribe instructions in our emails or contacting us directly. Even if you opt out of marketing, we may still send you transactional messages necessary to manage your funding relationship.
Our website may contain links to third-party websites or reference third-party services. We provide these links for convenience and do not endorse or take responsibility for the content, policies, or practices of third parties. Your interactions with third-party sites are governed by their own terms and policies.
If we work with service providers to operate our business, those providers are bound by confidentiality agreements but operate under their own terms. We are not responsible for their actions or omissions beyond what we control through our agreements with them.
We reserve the right to terminate or suspend your access to our website at any time, with or without notice, for conduct that violates these terms or harms other users or our business. If you have an active funding agreement, termination of website access does not affect the terms of that agreement, which remains in effect according to its own provisions.
You may stop using our website at any time. If you have submitted an application but not yet signed a funding agreement, you may withdraw your application by notifying us. Once a funding agreement is signed, withdrawal is governed by the terms of that agreement.
We hope to resolve any disputes amicably through direct communication. If you have a concern about our services, please contact us first so we can work toward a resolution. Most issues can be resolved quickly through open dialogue.
If we cannot resolve a dispute informally, you agree that any legal claims arising from these terms or our services will be resolved through binding arbitration rather than in court, except where prohibited by law. Arbitration will be conducted by a recognized arbitration organization under its commercial arbitration rules. You waive the right to a jury trial and to participate in class action lawsuits against us.
This arbitration provision does not prevent either party from seeking injunctive relief in court for matters such as intellectual property protection or to enforce arbitration awards. State law may provide additional rights that cannot be waived, and those rights are preserved.
These Terms and Conditions are governed by the laws of the state where Car Accident Legal Funding is headquartered, without regard to conflict of law principles. Any legal action that proceeds in court despite the arbitration provision must be filed in the appropriate state or federal court in that jurisdiction.
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect. The unenforceable provision will be modified to the minimum extent necessary to make it enforceable while preserving the original intent.
We may update these Terms and Conditions from time to time to reflect changes in our business, legal requirements, or industry practices. When we make material changes, we will update the "Last Updated" date at the top of this page and may provide additional notice through email or our website.
Your continued use of our website or services after changes take effect constitutes acceptance of the updated terms. If you do not agree with the changes, you should stop using our services. For active funding agreements, the terms in effect when you signed the agreement generally continue to govern that specific transaction.
These Terms and Conditions, together with our Privacy Policy and any signed funding agreement, constitute the entire agreement between you and Car Accident Legal Funding regarding your use of our website and services. They supersede any prior agreements, communications, or understandings on the same subjects.
No waiver of any provision of these terms will be effective unless in writing and signed by an authorized representative of our company. Our failure to enforce any right or provision does not constitute a waiver of that right or provision.
If you have questions about these Terms and Conditions or need clarification about any provision, please reach out to us:
Email: info@caraccidentlegalfunding.com
Mail: Legal Department, Car Accident Legal Funding
We will respond to inquiries about these terms as promptly as possible and work with you to address any concerns you may have about our services or policies.