The bias against motorcycle riders, and how to beat it
Adjusters and juries often assume the rider was reckless. That assumption costs riders money. Patience is the main thing that fights back.
I will be blunt about this one because it does not get said enough. Motorcycle riders get treated unfairly in the claims process. Not always, but often enough that it is a real factor in how these cases play out.
The assumption
There is a stubborn belief that anyone on a motorcycle was probably speeding, weaving, or riding recklessly. Adjusters carry it. Some jurors carry it. Defense attorneys count on it. So even when a car turned left across a rider's path with three witnesses watching, the rider's claim can get treated as if they must have done something wrong. That bias quietly pushes settlement offers down.
We do not underwrite that way. A rider with clear liability and serious injuries has a strong case, full stop, regardless of what vehicle they were on. Our motorcycle accident funding page explains how we look at these without the rider penalty.
The injuries are severe and the recovery is long
A rider has no metal cage, no airbags, no seatbelt. The body takes the impact directly and then often takes a second hit from the road. Road rash that needs skin grafts, broken femurs and pelvises, spinal injuries, traumatic brain injuries. Recovery routinely runs a year or two, sometimes with permanent limitations. That long timeline is the financial trap, because bills do not pause while you heal.
Why patience is the weapon
The single best counter to bias and lowball offers is the ability to say no and wait. A rider who can pay rent does not have to accept the first insulting offer. They can let their attorney build the case, push back, and go to trial if needed. A rider who is about to lose their apartment takes whatever is offered. That is the difference funding can make. Lawsuit funding gives you the room to hold out for what the case is actually worth. The full set of cases we handle is on the case types page.